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Step-Up SIP Calculator

See what a SIP that grows with your salary could be worth.

Works in your browser. Nothing you type is sent to us.

₹

A step-up SIP: 10 raises ₹10,000 to ₹11,000 in the second year.

Estimated value-
-You invest
-Estimated returns
-Growth

Invested   Returns

Year by year
YearInvested so farValue at year endReturns so far

An estimate in your browser, assuming the same return every year, which markets never give. Mutual fund investments are subject to market risks. Nothing you type is sent to us.

Step-Up SIP Calculator at a glance

Price
Free
Data sent to us
None, it runs in your browser
Sign-up
Not needed
SIP method
Monthly compounding, paid at the start of each month
Lump sum method
Yearly compounding
Years
1 to 60

How to use Step-Up SIP Calculator

Takes about 1 minute. You need your monthly amount, an expected return and a number of years.

  1. Enter the planType the monthly SIP, the yearly return you expect and how many years you will invest.
  2. Add a step-up if you likeType the percentage by which you will raise the SIP each year.
  3. Read the resultSee the estimated value, the amount invested and the year-by-year table.
SIP Calculator: See what a monthly SIP or a lump sum could grow to, year by year.

Type the starting monthly SIP, the yearly step-up percentage, the expected return and the number of years to see the total invested and the estimated value, year by year. Set the step-up to zero to compare with a flat SIP of the same starting amount.

How it works

Step-Up SIP Calculator is a web page that does its work on your own device. Everything you type or choose is worked out by your browser and never sent to a server, so nothing is stored and there is nothing to delete. There is no account, no sign-up and no limit on how often you use it.

Why step up

Raising a SIP by 10% a year adds far more than 10% to the final value, because the larger later instalments still have years to grow.

Questions

When does the SIP go up?

Here, at the start of each new year of the plan, by the percentage you type.

Other shortcuts

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