Lumpsum Calculator
See what a one-time investment could grow to.
Works in your browser. Nothing you type is sent to us.
A step-up SIP: 10 raises ₹10,000 to ₹11,000 in the second year.
Invested Returns
| Year | Invested so far | Value at year end | Returns so far |
|---|
An estimate in your browser, assuming the same return every year, which markets never give. Mutual fund investments are subject to market risks. Nothing you type is sent to us.
Lumpsum Calculator at a glance
- Price
- Free
- Data sent to us
- None, it runs in your browser
- Sign-up
- Not needed
- SIP method
- Monthly compounding, paid at the start of each month
- Lump sum method
- Yearly compounding
- Years
- 1 to 60
How to use Lumpsum Calculator
- Enter the planType the monthly SIP, the yearly return you expect and how many years you will invest.
- Add a step-up if you likeType the percentage by which you will raise the SIP each year.
- Read the resultSee the estimated value, the amount invested and the year-by-year table.
Type a one-time investment, the yearly return you expect and the number of years to see its estimated value and the returns, year by year, compounded yearly. Switch to Monthly SIP on the same page to compare investing the money at once with spreading it out.
How it works
Lumpsum Calculator is a web page that does its work on your own device. Everything you type or choose is worked out by your browser and never sent to a server, so nothing is stored and there is nothing to delete. There is no account, no sign-up and no limit on how often you use it.
The rule of 72
Divide 72 by the yearly return to estimate how many years money takes to double: at 12%, about 6 years. The table here shows the exact figure.
Questions
Is lump sum better than SIP?
It depends on timing and how the market moves after you invest. Money invested sooner has longer to grow, but a SIP avoids putting everything in at a high point.
Other shortcuts
SIP Calculator · Step-Up SIP Calculator
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