FD Calculator
See what your fixed deposit will be worth at maturity.
Works in your browser. Nothing you type is sent to us.
| Year | Put in so far | Interest that year | Balance |
|---|
Worked out in your browser, with monthly additions paid at the end of each month and no tax. Nothing you type is sent to us.
FD Calculator at a glance
- Price
- Free
- Data sent to us
- None, it runs in your browser
- Sign-up
- Not needed
- Formula
- A = P × (1 + r/n)^(n × t)
- Additions
- Monthly, at the end of each month
- Years
- Up to 100
How to use FD Calculator
- Enter your savingsType the starting amount and anything you will add each month.
- Enter the rate and termType the yearly rate and the number of years, and pick how often interest is compounded.
- Read the growthSee the final balance, the interest and the APY, and the year-by-year table.
Type the deposit amount, the bank's FD rate and the term in years to see the maturity amount and the interest earned, compounded quarterly as most Indian banks do, with the balance year by year. Change the compounding if your bank pays monthly or at maturity, and compare rates between banks before you book.
How it works
FD Calculator is a web page that does its work on your own device. Everything you type or choose is worked out by your browser and never sent to a server, so nothing is stored and there is nothing to delete. There is no account, no sign-up and no limit on how often you use it.
Senior citizen rates
Banks usually pay senior citizens an extra 0.25% to 0.5% a year. Type the higher rate to see the difference it makes.
Questions
Is TDS deducted?
Banks deduct TDS on FD interest above a yearly limit unless you submit Form 15G or 15H. This calculator shows interest before TDS.
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